Lexington Chapter 7 Bankruptcy Attorney
If you have unmanageable personal debt or own a business that is struggling, a bankruptcy filing can help you put a stop to harassing phone calls and letters and get a fresh financial start. When you file for bankruptcy, you immediately get the benefit of the automatic stay under the law, which prohibits your creditors from calling, writing or taking legal action against you to collect a debt. You want an experienced lawyer to guide you through the process, someone who has helped others in similar circumstances.
At the law offices of Michael D. Carper, we have protected the rights of people and businesses throughout central Nebraska since 1987. We understand the stress and anxiety that can come with a personal bankruptcy filing. We are proud of our commitment to one-on-one communication, always taking time to listen carefully to your questions and concerns.
Our Bankruptcy Practice
We handle all matters related to bankruptcy filings, preparing and filing all necessary paperwork, and acting as your advocate with creditors, the bankruptcy trustee and the court. We assist clients with the following types of bankruptcy petition:
- Chapter 7 bankruptcy - We will help you take the necessary steps to determine if you are eligible to permanently wipe out debts in a Chapter 7 liquidation proceeding.
- Chapter 13 bankruptcy - We will work with you to put together a plan of reorganization to submit to your creditors, and we will review all proposed repayment plans to ensure they are in your best interests.
- Chapter 11 bankruptcy - We assist businesses with debt reorganization, working directly with your creditors to help you set up restructured payment agreements that are within your means.
When you hire us to handle a personal bankruptcy filing, we will walk you through the "means test" required under the law, so that we can determine whether you qualify to permanently discharge debts under Chapter 7. We will also explain what debts can be eliminated in a Chapter 7 filing, as well as what assets you can keep, so that you get the outcome you expected from bankruptcy.
To arrange a confidential meeting with an experienced Kearney personal bankruptcy attorney, contact our office online or call us at 308-236-2090 for an appointment. Our offices are open Monday through Friday, between 9 a.m. and 5 p.m. We offer evening and weekend consultations upon request.
We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.